Self Funded and Fully Insured Health Plans

• Participant web site offering the member information regarding their claims and balances
• Quality control on all claims to prevent eligibility issues, duplicate payments
• Full subrogation and COB administration
• Bundling and unbundling capabilities and full code review
• HIPAA policies and privacy standards
• Flexible claim system developed by our in-house programmers fully programmable to the client needs
• 834, 835, and 837 fill transmission and acceptance capabilities
• HRA

Cobra Administration

• All required notices for your total COBRA administration
• An ERISA attorney on call
• Answers to your COBRA questions
• Deal directly with COBRA participants
• Top of the line customer service
• Carrier reporting and billing management
• HIPAA Certificates

401(k) Administration

• Continuous 401k administration
• Reconciliation of 401k employee data
• Determination of 401k plan coverage and eligibility
• Allocation of 401k matching, profit sharing and other employer contributions.
• Contribution testing (ADP, ACP testing)
• Investment earnings allocation
• Loans, hardship , retirement, death, disability and termination distributions
• Summary annual reports
• Quarterly statements
• Fund financial statement preparation
• An ERISA attorney on call

Flexible Spending Accounts

• Debit card availability
• Health care and dependent care accounting
• Online account management
• Dedicated customer service team
• Direct deposit capability
• Quarterly statements

Defined Benefit and Defined Contribution Plans

• Payroll Deduction of Pre-tax and Post-tax deductions